/* Schweizer Vergleich — Premium Lead Design */
:root {
  --ink: #0b1220;
  --ink-2: #1a2740;
  --ink-soft: #334155;
  --muted: #64748b;
  --paper: #f4f6f9;
  --paper-2: #e8edf3;
  --line: #d5dde8;
  --line-strong: #b8c4d4;
  --accent: #0e6b5c;
  --accent-2: #128a76;
  --accent-deep: #094a40;
  --gold: #9a7340;
  --gold-soft: #f4ebe0;
  --danger: #b42318;
  --ok: #067647;
  --white: #ffffff;
  --shadow: 0 24px 60px rgba(11, 18, 32, 0.1);
  --shadow-sm: 0 8px 24px rgba(11, 18, 32, 0.08);
  --radius: 16px;
  --font-display: "Cormorant Garamond", Georgia, "Times New Roman", serif;
  --font-body: "Figtree", system-ui, sans-serif;
  --max: 1180px;
  --ease: cubic-bezier(0.22, 1, 0.36, 1);
}

*,
*::before,
*::after {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: var(--font-body);
  color: var(--ink);
  background:
    radial-gradient(ellipse 900px 480px at 8% -5%, rgba(14, 107, 92, 0.11), transparent 60%),
    radial-gradient(ellipse 700px 420px at 92% 5%, rgba(154, 115, 64, 0.08), transparent 55%),
    linear-gradient(180deg, #f7f8fb 0%, var(--paper) 35%, #eef2f7 100%);
  line-height: 1.65;
  min-height: 100vh;
  font-size: 17px;
  -webkit-font-smoothing: antialiased;
}

a {
  color: var(--accent-deep);
  text-decoration-thickness: 1px;
  text-underline-offset: 3px;
}

a:hover {
  color: var(--accent);
}

h1,
h2,
h3,
h4 {
  font-family: var(--font-display);
  font-weight: 600;
  line-height: 1.12;
  letter-spacing: -0.025em;
  color: var(--ink);
  margin: 0 0 0.55em;
}

h1 {
  font-size: clamp(2.4rem, 5vw, 3.85rem);
  font-weight: 600;
}

h2 {
  font-size: clamp(1.7rem, 3vw, 2.35rem);
}

h3 {
  font-size: 1.35rem;
  font-family: var(--font-body);
  font-weight: 650;
  letter-spacing: -0.02em;
}

p {
  margin: 0 0 1.05em;
  color: var(--ink-soft);
}

.wrap {
  width: min(100% - 2.25rem, var(--max));
  margin-inline: auto;
}

/* Header */
.site-header {
  position: sticky;
  top: 0;
  z-index: 50;
  backdrop-filter: blur(16px) saturate(1.2);
  background: rgba(247, 248, 251, 0.88);
  border-bottom: 1px solid rgba(213, 221, 232, 0.85);
}

.nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  padding: 0.95rem 0;
}

.brand-cluster {
  display: flex;
  flex-direction: row;
  align-items: center;
  gap: 0.55rem;
  min-width: 0;
  flex: 1 1 auto;
}

.brand {
  display: inline-flex;
  align-items: center;
  text-decoration: none;
  line-height: 0;
  flex-shrink: 0;
}

.brand-mark {
  height: 34px;
  width: auto;
  display: block;
}

.brand-trust {
  display: inline-flex;
  align-items: center;
  gap: 0.28rem;
  max-width: 11.5rem;
  line-height: 1.15;
  min-width: 0;
}

.ch-flag {
  width: 18px;
  height: 18px;
  flex-shrink: 0;
  border-radius: 2px;
  box-shadow: 0 0 0 1px rgba(11, 18, 32, 0.12);
}

.brand-trust-text {
  font-size: 0.29rem;
  font-weight: 500;
  letter-spacing: 0.005em;
  color: var(--muted);
  white-space: normal;
  line-height: 1.2;
  opacity: 0.9;
}

.brand-text {
  font-family: var(--font-display);
  font-size: 1.55rem;
  font-weight: 600;
  color: var(--ink);
  letter-spacing: -0.03em;
  line-height: 1;
}

.brand-text span {
  color: var(--accent);
}

.nav-links {
  display: flex;
  gap: 0.35rem 1.25rem;
  align-items: center;
  list-style: none;
  margin: 0;
  padding: 0;
}

.nav-links a {
  text-decoration: none;
  color: var(--ink-soft);
  font-size: 0.92rem;
  font-weight: 550;
  padding: 0.35rem 0;
  border-bottom: 2px solid transparent;
}

.nav-links a:hover,
.nav-links a.active {
  color: var(--ink);
  border-bottom-color: var(--accent);
}

.menu-toggle {
  display: none;
  border: 1px solid var(--line);
  background: var(--white);
  border-radius: 10px;
  padding: 0.55rem 0.8rem;
  font: inherit;
  font-weight: 600;
  cursor: pointer;
}

/* Breadcrumb */
.breadcrumb {
  display: flex;
  flex-wrap: wrap;
  gap: 0.35rem;
  align-items: center;
  font-size: 0.8rem;
  color: var(--muted);
  margin-bottom: 1.1rem;
  list-style: none;
  padding: 0;
}

.breadcrumb a {
  color: var(--muted);
  text-decoration: none;
}

.breadcrumb a:hover {
  color: var(--accent);
}

.breadcrumb li:not(:last-child)::after {
  content: "/";
  margin-left: 0.35rem;
  opacity: 0.5;
}

/* Hero */
.hero {
  padding: clamp(2.2rem, 5.5vw, 4.2rem) 0 clamp(1.5rem, 3vw, 2.5rem);
  position: relative;
}

.hero::before {
  content: "";
  position: absolute;
  inset: 0 0 auto 0;
  height: min(72vh, 640px);
  background:
    linear-gradient(135deg, rgba(11, 18, 32, 0.03) 0%, transparent 50%),
    repeating-linear-gradient(
      -12deg,
      transparent,
      transparent 28px,
      rgba(11, 18, 32, 0.015) 28px,
      rgba(11, 18, 32, 0.015) 29px
    );
  pointer-events: none;
  z-index: 0;
}

.hero .wrap {
  position: relative;
  z-index: 1;
}

.hero-grid {
  display: grid;
  grid-template-columns: 1.2fr 0.9fr;
  gap: clamp(1.75rem, 4vw, 3.25rem);
  align-items: start;
}

.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 0.45rem;
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--accent);
  margin-bottom: 0.95rem;
}

.lead {
  font-size: 1.12rem;
  max-width: 40rem;
  line-height: 1.7;
}

.cta-row {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem;
  margin: 1.5rem 0 1.15rem;
}

.btn {
  appearance: none;
  border: none;
  border-radius: 999px;
  padding: 0.95rem 1.45rem;
  font: inherit;
  font-weight: 650;
  font-size: 0.95rem;
  cursor: pointer;
  text-decoration: none;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.4rem;
  transition: transform 0.28s var(--ease), background 0.28s var(--ease), box-shadow 0.28s var(--ease);
}

.btn:hover {
  transform: translateY(-2px);
}

.btn-primary {
  background: linear-gradient(180deg, var(--accent-2), var(--accent));
  color: var(--white);
  box-shadow: 0 12px 32px rgba(14, 107, 92, 0.32);
}

.btn-primary:hover {
  background: var(--accent-2);
  color: var(--white);
}

.btn-ghost {
  background: rgba(255, 255, 255, 0.7);
  color: var(--ink);
  border: 1px solid var(--line-strong);
}

.trust-row {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem 1.15rem;
  margin: 1.15rem 0 0;
  padding: 0;
  list-style: none;
}

.trust-row li {
  font-size: 0.86rem;
  color: var(--muted);
  position: relative;
  padding-left: 1.05rem;
  font-weight: 500;
}

.trust-row li::before {
  content: "";
  width: 7px;
  height: 7px;
  border-radius: 50%;
  background: var(--accent);
  position: absolute;
  left: 0;
  top: 0.42em;
  box-shadow: 0 0 0 3px rgba(14, 107, 92, 0.15);
}

.price-pill {
  display: inline-block;
  margin: 0.75rem 0 0.35rem;
  padding: 0.45rem 0.95rem;
  border-radius: 999px;
  background: var(--gold-soft);
  color: var(--gold);
  font-size: 0.88rem;
  font-weight: 700;
  border: 1px solid rgba(154, 115, 64, 0.25);
}

/* Form panel */
.panel {
  background: rgba(255, 255, 255, 0.92);
  border: 1px solid rgba(213, 221, 232, 0.95);
  border-radius: calc(var(--radius) + 6px);
  box-shadow: var(--shadow);
  padding: 1.45rem 1.4rem 1.35rem;
  backdrop-filter: blur(10px);
  position: sticky;
  top: 5.2rem;
}

.panel-badge {
  display: inline-block;
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--accent);
  background: rgba(14, 107, 92, 0.1);
  padding: 0.3rem 0.65rem;
  border-radius: 999px;
  margin-bottom: 0.7rem;
}

.panel-title {
  font-family: var(--font-display);
  font-size: 1.55rem;
  margin-bottom: 0.25rem;
  color: var(--ink);
}

.panel-sub {
  font-size: 0.9rem;
  color: var(--muted);
  margin-bottom: 1.15rem;
}

.form-grid {
  display: grid;
  gap: 0.8rem;
}

.form-row-2 {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0.75rem;
}

label {
  display: grid;
  gap: 0.35rem;
  font-size: 0.78rem;
  font-weight: 650;
  color: var(--ink-soft);
  letter-spacing: 0.01em;
}

input,
select,
textarea {
  width: 100%;
  border: 1px solid var(--line);
  border-radius: 12px;
  padding: 0.82rem 0.95rem;
  font: inherit;
  font-size: 0.95rem;
  background: var(--white);
  color: var(--ink);
  transition: border-color 0.2s ease, box-shadow 0.2s ease;
}

input:focus,
select:focus,
textarea:focus {
  outline: none;
  border-color: var(--accent);
  box-shadow: 0 0 0 3px rgba(14, 107, 92, 0.16);
}

.consent {
  display: flex;
  gap: 0.65rem;
  align-items: flex-start;
  font-size: 0.78rem;
  font-weight: 450;
  color: var(--muted);
  letter-spacing: 0;
}

.consent input {
  width: auto;
  margin-top: 0.15rem;
}

.form-status {
  min-height: 1.25rem;
  font-size: 0.88rem;
  margin-top: 0.35rem;
}

.form-status.ok {
  color: var(--ok);
}

.form-status.err {
  color: var(--danger);
}

.hp {
  position: absolute;
  left: -9999px;
  opacity: 0;
  height: 0;
  width: 0;
  overflow: hidden;
}

.form-foot {
  margin-top: 0.75rem;
  font-size: 0.78rem;
  color: var(--muted);
  text-align: center;
}

/* Trust strip */
.trust-strip {
  padding: 0.5rem 0 2rem;
}

.trust-strip-inner {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 0.85rem;
  padding: 1.15rem 1.25rem;
  background: rgba(255, 255, 255, 0.65);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: var(--shadow-sm);
}

.trust-item strong {
  display: block;
  font-size: 0.92rem;
  color: var(--ink);
  margin-bottom: 0.2rem;
  font-family: var(--font-body);
  font-weight: 700;
}

.trust-item span {
  font-size: 0.8rem;
  color: var(--muted);
  line-height: 1.45;
}

/* Sections */
.section {
  padding: clamp(2.2rem, 4.5vw, 4rem) 0;
}

.section-alt {
  background: linear-gradient(180deg, rgba(255, 255, 255, 0.55), rgba(232, 237, 243, 0.45));
  border-block: 1px solid rgba(213, 221, 232, 0.7);
}

.section-head {
  max-width: 42rem;
  margin-bottom: 1.85rem;
}

.section-head p {
  font-size: 1.02rem;
}

/* Process steps */
.process-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1rem;
}

.process-step {
  padding: 1.35rem 1.3rem;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: var(--shadow-sm);
  position: relative;
  overflow: hidden;
}

.process-step::before {
  content: attr(data-step);
  position: absolute;
  top: -0.15rem;
  right: 0.85rem;
  font-family: var(--font-display);
  font-size: 3.2rem;
  font-weight: 600;
  color: rgba(14, 107, 92, 0.1);
  line-height: 1;
}

.process-step h3 {
  margin-bottom: 0.5rem;
  position: relative;
}

.process-step p {
  margin: 0;
  font-size: 0.94rem;
  position: relative;
}

/* Content layout with TOC */
.content-layout {
  display: grid;
  grid-template-columns: 220px 1fr;
  gap: 2.5rem;
  align-items: start;
}

.toc {
  position: sticky;
  top: 5.5rem;
  padding: 1rem 0;
}

.toc-title {
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--muted);
  margin-bottom: 0.75rem;
}

.toc nav {
  display: grid;
  gap: 0.4rem;
}

.toc a {
  text-decoration: none;
  font-size: 0.84rem;
  color: var(--ink-soft);
  padding: 0.25rem 0 0.25rem 0.75rem;
  border-left: 2px solid var(--line);
  line-height: 1.35;
}

.toc a:hover {
  color: var(--accent-deep);
  border-left-color: var(--accent);
}

.content-prose {
  max-width: 46rem;
}

.content-prose h2 {
  margin-top: 2.4rem;
  scroll-margin-top: 5.5rem;
}

.content-prose h2:first-child {
  margin-top: 0;
}

.content-prose h3 {
  margin-top: 1.5rem;
}

.content-prose ul,
.content-prose ol {
  padding-left: 1.2rem;
  color: var(--ink-soft);
  margin: 0 0 1.2em;
}

.content-prose li {
  margin-bottom: 0.5rem;
}

.content-prose li::marker {
  color: var(--accent);
}

.criteria-table {
  width: 100%;
  border-collapse: collapse;
  margin: 1.25rem 0 1.5rem;
  font-size: 0.92rem;
  background: var(--white);
  border-radius: 12px;
  overflow: hidden;
  border: 1px solid var(--line);
}

.criteria-table th,
.criteria-table td {
  padding: 0.85rem 1rem;
  text-align: left;
  border-bottom: 1px solid var(--line);
  vertical-align: top;
}

.criteria-table thead th {
  background: var(--ink);
  color: var(--white);
  font-weight: 650;
  font-size: 0.82rem;
  letter-spacing: 0.02em;
}

.criteria-table tbody th {
  background: transparent;
  color: var(--ink);
  font-weight: 700;
  width: 32%;
  font-size: 0.9rem;
}

.criteria-table tr:last-child td {
  border-bottom: none;
}

.criteria-table tr:nth-child(even) td {
  background: rgba(244, 246, 249, 0.7);
}

.callout {
  margin: 1.5rem 0;
  padding: 1.25rem 1.35rem;
  border-radius: 14px;
  background: linear-gradient(135deg, rgba(14, 107, 92, 0.08), rgba(154, 115, 64, 0.06));
  border: 1px solid rgba(14, 107, 92, 0.18);
}

.callout strong {
  color: var(--ink);
  display: block;
  margin-bottom: 0.35rem;
  font-size: 0.95rem;
}

.callout p {
  margin: 0;
  font-size: 0.94rem;
}

.channels {
  display: flex;
  flex-wrap: wrap;
  gap: 0.45rem;
  margin: 0.9rem 0 0;
  padding: 0;
  list-style: none;
}

.channels li {
  font-size: 0.78rem;
  font-weight: 700;
  color: var(--accent-deep);
  background: rgba(14, 107, 92, 0.1);
  padding: 0.4rem 0.75rem;
  border-radius: 999px;
}

/* FAQ */
.faq details {
  border-top: 1px solid var(--line);
  padding: 1.05rem 0;
}

.faq details:last-child {
  border-bottom: 1px solid var(--line);
}

.faq summary {
  cursor: pointer;
  font-weight: 650;
  color: var(--ink);
  list-style: none;
  font-size: 1.02rem;
  font-family: var(--font-body);
}

.faq summary::-webkit-details-marker {
  display: none;
}

.faq summary::after {
  content: "+";
  float: right;
  color: var(--accent);
  font-weight: 500;
  font-size: 1.2rem;
}

.faq details[open] summary::after {
  content: "–";
}

.faq p {
  margin: 0.75rem 0 0;
  font-size: 0.96rem;
  max-width: 40rem;
}

/* Related */
.related-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1.5rem;
}

.related-box {
  padding: 1.25rem;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
}

.related-box h3 {
  margin-bottom: 0.85rem;
}

.topic-cloud {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem;
}

.topic-cloud a {
  text-decoration: none;
  background: var(--paper-2);
  color: var(--ink-soft);
  border-radius: 999px;
  padding: 0.48rem 0.9rem;
  font-size: 0.84rem;
  font-weight: 550;
  border: 1px solid transparent;
  transition: all 0.2s var(--ease);
}

.topic-cloud a:hover {
  border-color: var(--accent);
  color: var(--accent-deep);
  background: var(--white);
}

/* Bottom CTA */
.cta-band {
  margin: 2.5rem 0 1rem;
  padding: 2rem 1.75rem;
  border-radius: calc(var(--radius) + 4px);
  background: linear-gradient(135deg, var(--ink) 0%, #1a3352 55%, #0e4a40 100%);
  color: var(--white);
  display: grid;
  grid-template-columns: 1.2fr 0.8fr;
  gap: 1.5rem;
  align-items: center;
}

.cta-band h2 {
  color: var(--white);
  margin-bottom: 0.45rem;
}

.cta-band p {
  color: rgba(255, 255, 255, 0.78);
  margin: 0;
}

.cta-band .btn-primary {
  background: var(--white);
  color: var(--ink);
  box-shadow: none;
}

.cta-band .btn-primary:hover {
  background: #f0f4f8;
  color: var(--ink);
}

/* Hub cards */
.hub-list {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1rem;
}

.hub-link {
  display: block;
  padding: 1.4rem 1.45rem;
  border-radius: var(--radius);
  background: rgba(255, 255, 255, 0.72);
  border: 1px solid var(--line);
  text-decoration: none;
  transition: border-color 0.25s var(--ease), transform 0.25s var(--ease), box-shadow 0.25s var(--ease);
  box-shadow: var(--shadow-sm);
}

.hub-link:hover {
  border-color: var(--accent);
  transform: translateY(-3px);
  box-shadow: var(--shadow);
}

.hub-link h3 {
  margin-bottom: 0.4rem;
  color: var(--ink);
}

.hub-link p {
  margin: 0;
  font-size: 0.92rem;
}

/* Footer */
.site-footer {
  margin-top: 2rem;
  padding: 3rem 0 2.25rem;
  border-top: 1px solid var(--line);
  background: linear-gradient(180deg, transparent, rgba(11, 18, 32, 0.03));
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr;
  gap: 1.75rem;
}

.site-footer h3 {
  font-size: 0.95rem;
  margin-bottom: 0.7rem;
  font-family: var(--font-body);
  font-weight: 700;
}

.site-footer a {
  display: block;
  text-decoration: none;
  color: var(--muted);
  font-size: 0.9rem;
  margin-bottom: 0.4rem;
}

.site-footer a:hover {
  color: var(--accent-deep);
}

.footer-meta {
  margin-top: 1.75rem;
  padding-top: 1.15rem;
  border-top: 1px solid var(--line);
  font-size: 0.8rem;
  color: var(--muted);
}

.sticky-cta {
  display: none;
}

.reveal {
  opacity: 0;
  transform: translateY(16px);
  transition: opacity 0.75s var(--ease), transform 0.75s var(--ease);
}

.reveal.in {
  opacity: 1;
  transform: none;
}

@media (max-width: 980px) {
  .hero-grid,
  .content-layout,
  .cta-band,
  .related-grid,
  .process-grid,
  .hub-list,
  .footer-grid,
  .trust-strip-inner {
    grid-template-columns: 1fr;
  }

  .toc {
    display: none;
  }

  .panel {
    position: static;
  }

  .menu-toggle {
    display: inline-flex;
  }

  .brand-mark {
    height: 30px;
  }

  .brand-cluster {
    align-items: center;
    justify-content: flex-start;
    gap: 0.15rem;
    margin-left: -0.35rem;
  }

  .brand-trust {
    max-width: 7.5rem;
    margin-left: 0;
    transform: translateX(-0.35rem);
  }

  .brand-trust-text {
    font-size: 0.26rem;
    line-height: 1.15;
  }

  .ch-flag {
    width: 16px;
    height: 16px;
  }

  .site-header .wrap {
    width: min(100% - 1.1rem, var(--max));
    margin-left: 0.35rem;
    margin-right: auto;
  }

  .nav {
    gap: 0.45rem;
    padding: 0.75rem 0;
  }

  .nav-links {
    display: none;
    position: absolute;
    top: 100%;
    left: 0;
    right: 0;
    flex-direction: column;
    align-items: stretch;
    background: rgba(255, 255, 255, 0.97);
    border-bottom: 1px solid var(--line);
    padding: 0.85rem 1.15rem 1.15rem;
    gap: 0.15rem;
  }

  .nav-links.open {
    display: flex;
  }

  .sticky-cta {
    display: block;
    position: fixed;
    left: 0;
    right: 0;
    bottom: 0;
    z-index: 60;
    padding: 0.8rem 1rem calc(0.8rem + env(safe-area-inset-bottom));
    background: rgba(247, 248, 251, 0.95);
    backdrop-filter: blur(12px);
    border-top: 1px solid var(--line);
  }

  .sticky-cta .btn {
    width: 100%;
  }

  body {
    padding-bottom: 5.2rem;
  }
}

@media (max-width: 560px) {
  .form-row-2 {
    grid-template-columns: 1fr;
  }

  body {
    font-size: 16px;
  }
}